Funeral & memorial costs
A policy benefit can help your family pay for a funeral, cremation, or a meaningful celebration of life.
FINAL EXPENSE LIFE INSURANCE
A little planning.
A lasting act
of love.
Help your loved ones face tomorrow with more financial support. Explore life insurance designed with final expenses in mind.
✓ No obligation to buy✓ Take it at your pace
♡Some things are worth
planning for.
THE PEOPLE YOU LOVE. THE FUTURE YOU PLAN.planning for.
Thoughtful planning starts with clear information.Let’s make it simple ↓
YOUR NEXT CHAPTER, THOUGHTFULLY PLANNED
Start with a few
simple questions.
No complicated language. No pressure to decide today. Tell us what you have in mind, one step at a time.
- Explore coverage for your needs
- No Social Security or payment details
- No obligation to purchase a policy
LET’S GET STARTEDStep 1 of 3
Let’s talk about your options.
Online requests are not available yet. Your details have not been sent or saved. Please call to continue your conversation.
Call (786) 238-5798A PLAN FOR WHAT MATTERS
Leave them memories.
Help with the expenses.
Final expense insurance is life insurance often purchased to help loved ones manage end-of-life costs. The benefit is generally paid to your named beneficiary, who decides how to use it.
Everyday financial needs
Your beneficiary may use the benefit for outstanding bills, household expenses, or other needs.
A choice that fits your life
Discuss coverage and premiums that suit your budget. Availability and eligibility vary by policy and state.
CLEAR STEPS. YOUR PACE.
A conversation, then a choice.
Understanding your options is a good place to begin.
Tell us what matters
Start with your coverage preferences or give us a call.
Ask your questions
Discuss premiums, benefits, eligibility, and any waiting periods with a licensed insurance professional.
Choose with confidence
Review the policy details before deciding. You are never obligated to buy.
A LITTLE CLARITY GOES A LONG WAY
Know what you’re
choosing.
Every policy has details that matter. Before you apply, ask about these four things.
Let’s talk it through →Premiums & your budget
Understand what you’ll pay, how often, and whether premiums can change.
When full benefits begin
Some policies have graded benefits or waiting periods. Ask what is paid during that time.
Eligibility & health questions
Underwriting varies. A policy without an exam may still ask health questions.
Limitations & exclusions
Read the policy, including exclusions, lapse provisions, and any contestability period.
GOOD QUESTIONS, CLEAR ANSWERS
Let’s make
things clearer.
Need a little more information?
We’re a phone call away.
What is final expense life insurance?
It is life insurance commonly purchased to help cover funeral expenses and other end-of-life costs. Many products are whole life policies with smaller benefit amounts. Your beneficiary generally chooses how to use the proceeds. Review the actual policy for its terms.
Is this Medicare or a government program?
No. Final expense life insurance is private life insurance. It is not health insurance, Medicare, a funeral grant, or a government benefit.
Will I need a medical exam?
That depends on the insurer and policy. Some products do not require a medical exam but may require health questions or other underwriting. Acceptance is not guaranteed unless the specific policy expressly provides for it, and other eligibility requirements may apply.
Does coverage start immediately?
Not necessarily. Effective dates and benefit schedules vary. Some policies limit benefits during an initial waiting period. Ask when full coverage begins and what benefits are payable before then.
How much does a policy cost?
Premiums vary by factors such as age, health, tobacco use, state, insurer, and coverage amount. No premium or quote is guaranteed on this website. Ask for a personalized quote and review its terms.
Does filling out this form enroll me?
No. This form does not enroll you, submit an insurance application, or establish coverage. Online request delivery is not yet enabled. You can call the number on this page to discuss your options.
FOR THE PEOPLE YOU LOVETake the next step.